Protect your adventure

When you're gearing up for a big adventure, the last thing you want to worry about is what happens if something unexpected comes up. That’s why trip insurance is essential – it protects your investment and gives you peace of mind, no matter what.

At Big Backyard Adventures, we offer two types of coverage that cater to different needs: Cancel For Any Reason (CFAR) and Global Rescue. Read on to see which option fits your trip!

Cancel For Any Reason (CFAR) Insurance

What It Is:

Cancel For Any Reason (CFAR) insurance allows you to cancel your trip for literally any reason at all – no questions asked. Maybe you change your mind, an unexpected event arises, or travel just isn't feasible anymore. With CFAR, you're covered.

How It Works:

  • You can cancel your trip for reasons that aren’t typically covered by standard travel insurance.

  • Most policies allow you to recover up to 50-75% of your non-refundable trip costs.

  • You usually need to purchase this within a specific time window (e.g., 10-21 days after your initial trip deposit).

  • Cancellation must occur at least 48 hours before the trip departure to be eligible.

Who Needs It?

  • Best For: Travelers with big upfront costs or non-refundable deposits.

  • Ideal For: Anyone who wants flexibility. If your plans might change due to personal reasons, work, or even uncertainty about travel restrictions, CFAR is your go-to.

  • Example: Booking an international trek or an eco-adventure with a hefty down payment? CFAR offers a safety net in case life happens and you need to cancel.

Global Rescue Insurance

What It Is:

Global Rescue provides medical, security, and evacuation services in case of emergencies. Whether you're hiking in remote wilderness, kayaking down wild rivers, or adventuring in far-off places, this coverage ensures you're never stranded if things go wrong.

How It Works:

  • If you face a medical emergency, natural disaster, political unrest, or need evacuation, Global Rescue steps in to get you to safety.

  • Offers 24/7 assistance, covering anything from minor injuries to major medical evacuations.

  • This type of coverage can also include rescue services from remote locations, like mountains or deep forests.

Who Needs It?

  • Best For: Travelers engaging in high-risk activities or traveling to remote areas.

  • Ideal For: Adventure seekers who are trekking, climbing, paddling, or exploring areas where local medical services are limited or evacuation is challenging.

  • Example: Heading off on an expedition into the wilderness? Global Rescue ensures that in the event of a medical emergency, you’ll be evacuated to the best medical facility, no matter how far you are from civilization.

Which Insurance Do You Need?

Not sure which option is best for your adventure? Here’s a quick guide:

  • Choose CFAR if you’re looking for flexibility and want to protect your non-refundable expenses in case plans change unexpectedly.

  • Choose Global Rescue if your trip involves remote locations, high-risk activities, or potential safety hazards. This option is critical for peace of mind when medical help is far away.

For the most comprehensive coverage, many travelers opt for both. CFAR covers the unpredictable shifts in your plans, while Global Rescue ensures your safety in case of a medical or emergency situation.

Why You Should Protect Your Trip Investment

Adventure travel can be an investment, and unforeseen circumstances can turn your dream trip into a financial loss if you’re not covered. Whether it’s a last-minute cancellation or an emergency far from home, these insurance options make sure you’re not left in the lurch.